This Excel template is compatible with Excel 2003 and later versions. This also lets you allocate adequate amounts to your most important expense to your least important. Because this template shows the difference or variance, you can also keep track of your losses or of how much you have deviated from your projected amounts, or your budget. This reminds you of your plan and prevents you from overspending. In addition, this template also automatically computes the total difference between your projected cost and actual cost, as well as projected income and actual income. This template auto-computes subtotals for each expense category and for monthly incomes. This Household Budget Template Worksheet for Excel lets you plan or project your financial activities, and also fill in your actual ones so you can keep track of how much you are actually spending. Compares Projected to Actual Incomes and Expenses These expenses fall into clearly defined categories, namely: Housing, Transportation, Insurance, Food, Children, Personal Care, Taxes, Savings and Insurance, Legal, Gifts and Donations, and such. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies.ĬreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.This way, you can easily plan and allocate your spending towards necessities like utilities, food, taxes and savings. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Your CreditWise score can be a good measure of your overall credit health, but it is not likely to be the same score used by creditors. Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners. The EMVCo Contactless Symbol and Contactless Indicator, consisting of four graduating arcs, are trademarks owned by and used with permission of EMVCo, LLC.Ĭapital One does not provide, endorse or guarantee any third-party product, service, information, or recommendation listed above. For specific advice about your unique circumstances, consider talking with a qualified professional. The spreadsheet lists rental income and expenses so that you can quickly view which properties are most profitable. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. Manage finances for multiple properties with this Excel template. Utilities like power, phone and internet.Food including groceries and restaurant meals.Variable expenses may change from month to month and can include: Memberships such as gym and streaming TV services.Loan payments, including those for student and personal loans. Transportation such as bus and rideshare services.Rent, mortgage and homeowner association fees. The template is suitable for a month’s budgeting. The template comes with editable cells to customize the expense and income headers. Lastly, as each roommate pays their expenses, input the amount they have paid for the month. Once complete, the Roommate Expense Tracker Template will automatically compute how much each roommate must pay for each of the apartment expenses. A bill calendar could help keep track of those.Įxpenses on your spreadsheet can be broken down even further into fixed expenses and variable expenses.įixed expenses remain generally consistent each month but can have small fluctuations depending on usage. Budget calculator is an easy-to-use tool to manage your expenses and income monthly in Excel desktop app, Excel online, and offline format. Simply put in the expenses or expected expenses for each month. Those can include your monthly expenses, plus your bills that aren’t due on a monthly schedule, like annual personal property tax. They can also be broken into subcategories.
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